Question 1

What is the SB 606 law and how does it affect me as a host?

Accepted Answer

Florida SB 606 expanded municipal authority over short-term rentals, including amenity safety and insurance disclosures. Hosts in South Florida cities like Fort Lauderdale and Miami increasingly need documented compliance for any guest-accessible watercraft. Unlocked handles those records on your behalf.

Question 2

Does my Airbnb AirCover policy cover paddleboard accidents?

Accepted Answer

AirCover specifically excludes most watercraft and motorized equipment incidents. A guest paddleboarding in your canal is typically not covered. Unlocked carries a $1M Marine General Liability policy that covers the gear we manage at your property.

Question 3

What exactly does Unlocked's insurance cover?

Accepted Answer

Our $1M MGL policy covers third-party bodily injury and property damage related to the watercraft and gear Unlocked manages on your premises. Coverage is structured so claims do not flow back to your homeowner's policy.

Question 4

How do my guests book and access the gear?

Accepted Answer

You share your Unlocked guest portal link before arrival. Guests can view included amenities, request paid add-ons or experiences, and contact the right support path from one simple stay page.

Question 5

What happens if gear is damaged?

Accepted Answer

All Unlocked-managed gear is owned and insured by us. If a guest damages a paddleboard at your Fort Lauderdale waterfront rental, we replace it. You are not invoiced.

Question 6

Do I need to be home when Unlocked services the property?

Accepted Answer

No. Our maintenance team accesses the gear via your existing storage or a Unlocked-installed lockbox. Service notes are delivered to your owner dashboard.

Question 7

What areas of South Florida does Unlocked currently serve?

Accepted Answer

We currently serve Fort Lauderdale, Miami, Boca Raton, Palm Beach, and surrounding waterfront communities. Contact us if your property sits outside these zones — we are expanding quickly.

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